Credit Improvement Service
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Resolve Negative Items on your Credit Report & Get your Credit Score Back on Track
The good news is that you don’t have to live with bad credit forever! At GrowScore, India’s no.1 Credit Resolution Services provider, we’ve got the right tools and expertise to help you out.
We analyse your credit report to understand the impact of negative accounts on your credit score. Our credit experts will educate you on what happens when you have a negative account and guide you on the best way forward. We also identify inaccuracies on your credit report and help you raise a dispute to resolve it.
We coordinate with the lender to get the best repayment plan for you to clear your outstanding dues. We then guide you regarding the residual amount that you have to pay to the lender directly. Once you have made the payment, we follow up with the credit bureau to ensure that the negative account is resolved successfully.
We recommend a customised plan for you to further improve your credit score and build a credit-positive lifestyle. Also, post resolution, we help you get the best credit cards and loans matched to your credit profile. We also suggest ways to reduce EMIs, increase savings on loans and build a sound financial future.
“I was struggling to get loan approvals due to my low credit score. With the GrowSmart Program, I got a personalized action plan and guidance. My score improved, and I secured a home loan easily!
Priya M
“The best part about GrowScore is their accurate credit analysis and expert coaching. My credit score went up by 100 points in just 4 months. I now feel financially confident!
Ankit K
“As a startup founder, Bankio has been a game-changer for managing expenses and handling transactions. The real-time updates and analytics are incredibly valuable.
Alex Turner
“GrowScore helped me understand my credit score and improve it within months. I finally qualified for a personal loan with a lower interest rate. Highly recommend their services!
Rahul S
Our state-of-the-art credit dashboard gives your latest credit information at your fingertips. See and understand the impact of each credit item on your credit report. You can also track the progress you make and see how your credit score improves over time.
We dedicate a specific "credit coach" for each customer. The credit coach understands your credit history and profile to provide you with the best solutions and support.
We don't make tall promises that fit all. We understand that each credit situation is different. That's why you can trust us for transparent and genuine guidance every step of the way.
GrowScore has a large user base of over 14 million registered users, and we have helped 1 million+ customers improve their credit score. Our unique data-based approach helps us understand each customer well and suggest the best possible solutions.
Your credit score is a key factor that lenders use to determine your creditworthiness. A low score can result in loan rejections or higher interest rates. A good credit score increases your chances of quick loan approvals with better terms.
GrowScore helps you understand your financial potential and provides personalized guidance to improve your credit score. We analyze your credit profile, identify issues, and work with you to correct inaccuracies and build better financial habits.
Credit score improvement depends on your financial situation. On average, our customers start seeing positive changes in 4 to 6 months with consistent efforts and timely payments.
Yes, absolutely. We prioritize data security and use 128-bit or higher encryption to ensure your information is secure. Your data is protected at every step of the process.
While we cannot guarantee a specific increase in your credit score, our expert guidance and credit improvement strategies significantly increase the chances of improving your credit profile over time.
